Comments on: Bank Error in Your Favor

By: Luis Bruno

Luis Bruno — Wed, 24 May 2006 12:03:59 +0000

I figure the law of averages will eventually make the errors in my favor catch up to the ones in theirs.

Right.

By: LKM

LKM — Wed, 24 May 2006 05:05:14 +0000

Yeah, Joe’s right. The cashier (who only earns a really small wage anyway) or waiter has to pay the missing amount. And since most people only complain when they don’t get enough, this may end up being an amount which really hurts somebody who – as I already said – doesn’t earn a lot to begin with.

Besides, I have to quite frankly admit that it simple makes me feel good to give back money even if it had gone unnoticed otherwise, whereas keeping the money (even if it isn’t much) makes me feel like the jerk that I am.

By: Joe

Joe — Wed, 24 May 2006 02:59:28 +0000

I used to be exactly like that too, if the cashier at the supermarket gives me more change than was neccessary, i’ll just keep quiet and keep it, whereas if it happened at a mom and pop store, I would give it back.

But then I realised that at the end of each day, when each cashier changes shifts, they do a tally of the day’s earnings and if there’s a shortchange, who pays for the missing amount? Its the cashier, NOT the supermarket. So every extra dollar that I kept, was a dollar’s earnings less for the cashier.

Now whenever I get any extra change, I return it. Regardless of its source.

By: Joe Mullins

Joe Mullins — Tue, 23 May 2006 23:07:57 +0000

I’m with you on the “I’m not giving a damn for 35 cents”. At $7 an hour for an average checker, the company is paying almost .12 a minute for their time not counting federal taxes and other expenses. If the problem amounts to more than 3 minutes of their time between you explaining the situation, possibly doing the math for them, them re-ringing the transaction and issuing a correct receipt, they have lost money. The bigger the mistake, obviously, the more interested the company would be in having it corrected.

I’ve often not corrected mistakes that were not in my favor at stores, mostly around not getting club card savings or something being mislabeled. A $3 mistake on a $50 grocery bill is simply not worth my time to explain to the checker, endure the wrath of other customers, yadda yadda.

When we’re talking ethics, we are also talking about our perception of the greater good. Having a clear understanding of the greater good is often difficult. But from a business perspective, there is definitely a margin of error built into the system that tolerates these kind of errors, both ways, and correcting those errors often trigger inefficiencies that could cost the store more money in the long run.

I personally don’t think that there are comfortable absolutes on which to make these decisions. Despite the ugly nature of it, ethics are largely situational. Deal.

By: Joshua

Joshua — Tue, 23 May 2006 17:04:52 +0000

When shopping at Wal-mart, don’t give back extra change ;)

When shopping at Apple, do return the extra change.

Simple rules really!

I agree with what you are saying.

By: Daniel Jalkut

Daniel Jalkut — Tue, 23 May 2006 16:15:01 +0000

Pork Chop: Are you responding to something in my words that implied I felt otherwise? I’m just arguing that “the right thing” is not black & white, and that for minor infractions, it can be more harmful to fight for correction when the world would just as soon let the problem slide.

By: Pork Chop

Pork Chop — Tue, 23 May 2006 16:12:07 +0000

I don’t believe it’s truly your moral compass, if you’re worried about getting caught or whether other people care about your correctness or not.

Integrity is doing the right thing, even if no one else will ever notice. That’s the whole point.